Workers’ Compensation Claims Management For Small Businesses

Workers’ compensation can be one of the largest expenses for your business if it is not managed correctly. Keeping your employees safe is critical to your business and therefore, is our highest priority. Lost work time is not only expensive but it can limit the growth of your business. We have the resources to help you manage the risk of operating a business and having employees. Our team will help you find the right policy, handle audits and claims, and take care of all the paperwork.

Workers’ Compensation
In the state of California, workers’ compensation insurance is not only required, it is a misdemeanor not to carry it and failure to do so can result in not only penalties but in jail time as well. There are few exceptions to this law. In fact, the only time an employer does not need to carry workers’ compensation is when an employee is an owner of the company (15% or more) or an independent contractor.

As with all things in HR, the world of workers’ compensation and safety regulations is ever-changing. We make sure that you are in compliance whether it is establishing a policy, claims management, OSHA regulations, customized injury and illness prevention programs, safety meetings and trainings, and everything in between.
Risk Management
Having a workers’ compensation policy is not enough. You have to also manage your safety and develop a risk management plan that can include but is not limited to ergonomics, safety meetings, Injury and Illness Prevention Plans, safety programs and trainings, OSHA compliance, and personal protective equipment. The goal is to provide the safest workplace possible for your employees, encourage them to maintain safe work practices and make it a priority to keep themselves and their co-workers safe, and make your employees feel comfortable reporting injuries when they do happen. All of these measures contribute to a safer work environment which helps keep the cost of your workers’ compensation insurance as low as possible.
We Provide Audits
Whether you need regular walk-throughs with a safety specialist or receive a visit from OSHA, we will be there for you, making sure you are providing a safe workplace where your employees can work productively and you have one less thing to worry about.
Leave All The Details To Us
The world of workers’ compensation can be one of the most detailed and critical to your business. Few employers understand all the ins and outs as well as how to properly manage their policies. O2 takes on all of the paperwork, the details, the policies and procedures related to your comp policy. We allow you to offload this important task so you can focus on growing your business and provide the safest work environment possible for your team.